Do You Know When to Lock Your Rate?

Do You Know When to Lock Your Rate?

Think you should lock your interest rate the day you go under contract? Not always. In this video, we break down the truth about mortgage rate locks — when you should actually lock in and how it really works. Rates are constantly changing, and locking in too early or too late can cost you. Once you lock, your entire rate sheet — from buy-down options to lender credits — is frozen at that snapshot. We explain the pros, the cons, and how to make the smartest decision based on market movement. Don’t guess on your lock timing — get informed first.

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