First Time Buyer? You Might Qualify for 0% Down!

Think you need 20% down to buy a home? Think again. If you haven’t owned a primary residence in 3+ years—or never have—you could qualify as a first-time home buyer, even if only one borrower on the loan meets that criteria. That status opens the door to powerful benefits, including 3% down conventional loans—and in some cases, even 0% down options through select wholesale lenders. These programs are income-based and tied to area median income limits, offering a major opportunity for qualified buyers. Don’t miss this chance to break into homeownership with less money out of pocket.

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