Why Real Estate Agents Should Never Give Loan Advice (Here’s Why It’s Risky)
As a real estate agent, you’re a pro at selling homes—not navigating mortgage guidelines.
And here’s why it’s so important to stay in your lane when it comes to giving clients loan advice:
📌 Loan programs (like FHA, VA, conventional, portfolio loans) have guidelines that change constantly
📌 Even small updates—like how alimony is treated as a liability—can completely change a borrower’s eligibility
📌 What was true last month might not be true today
So when agents confidently tell clients what they do or don’t qualify for... it can backfire fast.
👉 That’s why your job isn’t to guess—it’s to connect clients with a qualified lender who stays current on every change.
🎯 Let the lender do the lending. That’s how you protect your clients and your reputation.
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