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Nov. 29, 2024

Can You Really Buy a Home with NO 20% Down Using PMI?

Private Mortgage Insurance (PMI) is required by lenders when a borrower puts down less than 20%. It protects lenders in case of default, reducing their risk. For borrowers, it’s a step closer to homeownership without needing a large down payment.

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Nov. 28, 2024

Self-Employed? Get Ahead with THIS Homeownership Plan!

Self-employed? You can qualify for a home loan! The key is balancing tax deductions with reported income. Writing off too many expenses may lower your qualifying income. Plan ahead and work with a lender who understands self-employment goals.

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Nov. 27, 2024

WARNING This Home Loan Mistake Could Cost You THOUSANDS!

Prequalification vs. preapproval: they’re not the same! Prequalifications can be risky since they’re based on limited info and not fully verified. Be cautious when issuing or relying on them. Want to know why? Tune in to learn more!

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Nov. 26, 2024

The Shocking Truth About Jumbo Loans Nobody Tells You

Non-conforming loans, like jumbo loans, exceed conforming limits and can’t be sold to Fannie Mae or Freddie Mac. Because they carry more risk for banks, they’re underwritten differently with stricter requirements. Ideal for high-value properties but requires strong qualifications.

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Nov. 25, 2024

The Shocking Truth About Risky Home Loans

Conforming loans adhere to FHFA standards, making them eligible to be sold to Fannie Mae or Freddie Mac. Because they meet strict guidelines, they’re considered less risky for lenders and often come with better terms for borrowers. A smart choice for stability!

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Nov. 22, 2024

STOP Losing Deals! Learn the Realtor's Secret

Negotiation is a skill honed through every real estate transaction. Each deal builds expertise, helping agents secure the best outcomes for clients. Experience is key!

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Nov. 21, 2024

The Shocking Reason Real Estate Is STARVING For New Talent

Sellers and buyers need real estate professionals to navigate the complexities of the process. From pricing and negotiation to paperwork, we’re here to make it smooth and successful!

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Nov. 20, 2024

The SHOCKING Reason Professionals Are a MUST in Real Estate

Kindness, courtesy, and professionalism are essential in real estate. Our role is to guide clients through complex sales, ensuring a smooth experience. It’s why we're called professionals—our expertise makes all the difference!

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Nov. 19, 2024

You're Losing Market Exposure RIGHT NOW Without This!

When listing a property, maximum exposure is key! Reaching the most potential buyers boosts competition, helping sellers get the best price and faster sales. Cast a wide net to stand out in a crowded market!

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Nov. 19, 2024

Mortgage Secrets Every Real Estate Agent Should Know!

Want to Hear Discussions about Real Estate & More? Watch this Video! Mortgage Secrets Every Real Estate Agent Should Know About! In this in-depth mortgage Q&A, we tackle everything you need to know about choosing the right loan type, navigating lender fees, and understanding the pre-approval process. What’s the difference…

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Nov. 18, 2024

5 Shocking Truths About the Future of Clear Cooperation

The National Association of Realtors’ (NAR) Clear Cooperation policy, designed to ensure MLS listings were publicly shared within 1 business day, is ending. Intended to promote transparency and equal access, the rule faced criticism over flexibility for agents and sellers. The industry is now moving toward new options for sharing…

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Nov. 15, 2024

What's Holding You Back from Being a Top Realtor?

In real estate, when things get tough, stay focused. Keep your head down, push forward, and prioritize lead generation and top-notch customer service. Consistency will carry you through the busy times!

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Nov. 14, 2024

Expert Reveals Top Mistakes to Avoid in Homebuying Agreements!

When drafting a homebuying agreement, confirm cooperative compensation details upfront. If the seller is covering the buyer's agent's fee, make sure it's clearly outlined in the contract to avoid surprises later.

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Nov. 13, 2024

Want to Avoid Costly Home Buying Mistakes? Watch This

Backing out of a home sale contract can have serious consequences beyond losing earnest money. Buyers and sellers risk legal action, extra fees, and future trust issues. Think carefully before walking away!

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Nov. 12, 2024

What REALLY Happens When a Home Buyer Backs Out?

If a homeowner tries to back out of a contract, stay calm and review your options. Check contingencies and deadlines, consult your realtor or attorney, and communicate openly. There may be solutions to keep the sale on track!

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Nov. 12, 2024

Is Clear Cooperation Really Going Away?

Want to Hear Discussions about Real Estate & More? Watch this Video! Is Clear Cooperation Policy Really Going Away? Wondering if the Clear Cooperation Policy is on its way out? In this video, we break down the latest updates and shifts impacting real estate. From the current policy landscape to…

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Nov. 11, 2024

What's the REAL Cost of Skipping a Home Inspection?

Even on new construction, an inspection is essential. Builders may overlook small details, and every home has areas for improvement. A thorough inspection ensures no surprises and gives buyers peace of mind.

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Nov. 8, 2024

Make More Money in REAL ESTATE with This One Simple Trick

As an agent, you can only accept compensation through your broker—no exceptions. This ensures compliance and protects your license. Always follow the proper channels!

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Nov. 7, 2024

Top Industry Insider Shares Broker Payment Secrets

EXP’s recent settlement, following the NAR case, included no mention of buyer’s agent compensation. It’s a reminder that transparency and change are here, but without directly impacting how buyer agents are compensated—yet.

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Nov. 6, 2024

Is HONORING Your Real Estate Contract Worth the Financial Hit?

In real estate, once you sign, you’re bound to uphold your end—even if some parts don’t go as planned. Sticking to the contract shows integrity, even when it means taking a hit. Honor the deal, and protect your reputation.

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Nov. 5, 2024

MIND-BLOWING Signing Secrets You Never Knew

When you sign a real estate contract, it’s your duty to fully understand it—or don’t sign it. Clarity now prevents issues later, and it’s essential for protecting your interests. Know what you’re committing to!

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Nov. 4, 2024

EXP's Hidden Settlement Secrets Finally Revealed

EXP settled after the NAR because similar claims impacted their business, too. The real estate industry is evolving, and these settlements reflect changing expectations around transparency and fair practices. It’s a shift aimed at building trust with clients.

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Nov. 1, 2024

Disclosure Transparency.

Transparency is key in any real estate transaction! Always disclose everything to ensure you’re staying on the right side of the law. Being upfront protects you and your clients, and helps avoid potential legal issues down the road. Honesty is the best policy!

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Oct. 31, 2024

The BEST Way to Handle Buyer-Controlled Repairs

When it comes to needed repairs in a real estate transaction, consider including the repair costs in the closing instead of having the seller handle them beforehand. This gives buyers control over how and when the repairs are done, ensuring they’re completed to their satisfaction. Flexibility can make for a…

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